Ledger Wazi · WhatsApp expense tracker for Kenya & East Africa.

WhatsApp expense tracker for Kenya — M-Pesa, Airtel Money & KRA bookkeeping

Ledger Wazi is a WhatsApp accounting assistant built for East Africa. Forward your M-Pesa and Airtel Money SMS, chat in English, Swahili or Sheng, and get instant expense tracking, spending insights and KRA-ready records. AI bookkeeping for Kenya — no app, no login.

Ledger Wazi will never ask for your M-Pesa PIN.

What it feels like

Finally... understand where your money goes.

Spend less time managing money. More time living your life.

• Just talk naturally. Text, send a voice note, share a receipt, or forward a transaction message. Ledger Wazi quietly organizes everything for you without forcing you to change how you already live.
• Nothing gets lost. Every expense, income, and transaction message becomes a pristine financial record automatically, giving you total clarity over where your money went.
• Working in the background. Ledger Wazi acts as a proactive financial companion. It continuously cross-references your records, surfaces hidden patterns, and flags spending anomalies before you ever have to look for them.

Money is already complicated. Managing it shouldn't be.

Five questions Ledger Wazi answers

1. How much did I actually spend this week?
2. Where did my money go — by category, by merchant?
3. Which expenses count for KRA?
4. Am I saving more or less than last month?
5. How separate is my hustle income from personal spending?

A note from our founder

Money moves fast. But when it moves faster than your understanding of it, confusion replaces confidence. Ledger Wazi was built to be your financial memory — a system that helps you see how and where your money truly moves, through the tools you already use.

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